Investor Profile Questionnaire

Do you know what type of investor you are? To help you to decide, complete the self-scoring questionnaire below.

Simply complete the questions and we will tell you the total scores with our analysis. This will indicate which strategy may be suitable for your MPF contributions.

1. How long before you retire?
Less than 3 years
3-5 years
6-10 years
11-15 years
Over 15 years
2. You expect your future salary to:
Increase at a rate above inflation
(due to promotion or new job, etc.)
Increase in line with inflation
Stay the same
Decrease
3. Approximately what portion of your monthly household income goes towards mortgage or debt payment?
Less than 10%
Between 10%-25%
Between 26%-50%
More than 50%
4. How many dependents do you have?
None
1
2-3
More than 3
5. Does your spouse participate in a retirement plan at work?
Yes
No
Not applicable
6. When thinking of your MPF contributions, you want:
As much assurance as possible that the value of your retirement benefits will not go down
To maintain a balanced investment mix with some fluctuation and growth
Your money to grow as much as possible, regardless of fluctuations
7. Which one is the best to describe your feeling when choosing your retirement investment choices?
I would prefer investments with a low degree of risk associated with them, i.e. those which I am unlikely to lose my original investments
I prefer a conservative mix of investments, i.e. mostly low risk investments
I prefer a balanced mix of investments, i.e. half low risk and half high risk investments
I prefer a growth mix of investments, i.e. mostly high risk investments
I would only select investments that have a higher degree of risk but have a greater potential for higher returns
8. If you have a chance to improve your standard of living after retirement by investing in a higher risk (and therefore more volatile) item, what is the maximum short term drop you could bear:
Drop over 15%
Drop between 10% to 15%
Drop between 5% to 9%
Drop less than 5%
I cannot bear any drop at all
This is your total score :


What type of investor you would belong to?


We have some suggestions to different types of investors.

Please note this Questionnaire should not be considered as investment advice. The above Information related to "Your Investment Style" and "Suggested Investment Options" are for reference only. It may not suit your investment goals and your final decision should be based on your individual situation. You should also review your investment strategy on a regular basis. If in doubt, you should always seek professional advice.