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IMPORTANT

  • ING Multi-Funding Provident Plan (the "Plan") is a pooled retirement fund scheme, which is an insurance policy issued by ING Life Insurance Company (Bermuda) Limited ("ING Life"). Your investments are therefore subject to the credit risks of ING Life.
  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
  • The ING Capital Guarantee Fund under the Plan is a managed fund managed by ING Life. The guarantee is also given by ING Life. Your investments in the ING Capital Guarantee Fund, if any, are therefore subject to the credit risks of ING Life. The guarantee is subject to qualifying conditions. Please refer to section 4 of Part II of the Principal Brochure for details of the guarantee features and conditions.
  • Where a fund under the Plan invests in emerging markets, such investments can be less liquid and more volatile than an investment in mature markets. The registration and settlement arrangements in emerging markets may be less developed than in more mature markets so the operational risks of investing are higher. Emerging markets may have relatively unstable government and may be more susceptible to adverse economic conditions which expose investors to higher levels of risks and political risks.
  • Where a fund under the Plan has transactions in derivatives to meet its investment objectives, it may involve a greater degree of risk than is the case with conventional securities. Derivatives may also be used for hedging purposes. The use of derivatives for hedging in a rising market may restrict potential gains and may not achieve the objectives sought to be attained.
  • Where a fund under the Plan focuses on investing in a geographical area or country, such investments are likely to be more volatile and may be more susceptible to fluctuations in value resulting from adverse conditions in the geographical area or country in which a fund invests. You are also reminded of concentration risks and volatility associated with sector funds.
  • You should not invest based on this website alone. You should read the Principal Brochure for details.

Important Notes:
  • The Plan has been authorized by the Securities and Futures Commission. Authorization does not imply recommendation.
  • Investment involves risk and past performance information presented is not indicative of future performance. Not all investment choice available under the Plan would be suitable for everyone. There is no assurance on investment returns and your investments/accrued benefits may suffer significant losses.
  • For further details including the features of the Plan and each fund, the investment objectives of each fund and risks involved, please refer to the details in the Principal Brochure and the offering document of each fund. If you are in doubt about the meaning or effect of the contents of the Principal Brochure and the offering document of each fund, you should seek professional advice.


Issued by ING Life Insurance Company (Bermuda) Limited.

IMPORTANT INFORMATION


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Information contained in this web site is provided "AS IS" and "AS AVAILABLE". The Company does not warrant the adequacy of these information and materials.  No warranty of any kind, implied, express or statutory, including but not limited to the copyright, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Information is current as at the date of publication but is subject to change without notice.

Registration with, or approval or authorization by the Mandatory Provident Fund Schemes Authority and the Securities and Futures Commission does not imply official recommendation.

Investment involves risk and the prices of units may go down as well as up. Past performance figures shown are not indicative of future returns. Please refer to the relevant Explanatory Memorandum/Offering Document for further details.