ING Multi-Funding Provident Plan

ING Capital Guarantee Fund
Investment Objective
Guarantee Feature
Investment Performance
Investment Manager

Investment Objective

The fund's investment objective is to preserve the capital of the assets and to seek a stable return to the fund investors. The long-term investment strategy would include equities, fixed income securities and cash with a range of 0% to 33%, 67% to 100% and 0% to 10% respectively.

¡@

Guarantee Feature

ING Capital Guarantee Fund is a managed fund that guarantees the declared rate will not be less than 0% per annum on the total contributions, less any charges applicable, received for the period of ten years from the commencement date of the participation in the fund. The guarantor is ING Life Insurance Company (Bermuda) Limited.

Investment Performance

The fund is denominated in Hong Kong dollars and the investment returns for the past years are:

Year

Declared rate* (p.a.)
2007 7.25%
2006 6.25%
2005 6.25%
2004 6.25%
2003 7.00%
2002 6.00%
2001 6.25%
2000 7.50%
1999 8.75%
1998 7.00%
1997 7.50%
1996 8.10%
1995 7.00%

*Source: ING Life Insurance Company (Bermuda) Ltd.

Note:

Investment involves risk and the price of units may go down as well as up. Past performance is not indicative of future returns. Please refer to the relevant Explanatory Memorandum/Offering Document for further details.


Investment Manager

ING Life Insurance Company (Bermuda) Limited
Website: www.ing.com.hk